How Texas taxes your paycheck
Texas does not tax wages, and there are no city or county income taxes. Employers pay state unemployment tax, but none of it is deducted from your pay.
Two workers with the same pay and W-4 take home the same amount in Houston, Dallas, Austin or El Paso. The biggest levers are your filing status, pre-tax retirement contributions and health insurance premiums.
| Deduction | Rate | Applies to wages up to |
|---|---|---|
| Federal income tax | 10% to 37% | No limit |
| Social Security | 6.2% | $184,500 |
| Medicare | 1.45% (2.35% over $200,000) | No limit |
| Texas income tax | None | – |
How to use the Texas paycheck calculator
Enter your salary, or your hourly wage and hours, choose how often you are paid and pick the filing status on your W-4. The calculator estimates your Texas (TX) take-home pay for each paycheck and for the year, after federal income tax, Social Security and Medicare.
It follows the published withholding formulas that employers' payroll systems use, so it works as a paycheck estimator for a job offer, a raise or a change to your W-4. Open "401(k), benefits and W-4 details" to add pre-tax deductions, dependents or extra withholding. Your real paycheck can differ if your employer takes out deductions the calculator does not know about.
Texas take-home pay examples
Single filer, paid every two weeks, standard W-4 with no dependents, no 401(k) or pre-tax benefits, in Texas.
| Salary | Per paycheck | Per year | Taxes per year |
|---|---|---|---|
| $30,000 | $1,010.96 | $26,285.00 | $3,715.00 |
| $40,000 | $1,320.00 | $34,320.00 | $5,680.00 |
| $50,000 | $1,629.05 | $42,355.00 | $7,645.00 |
| $60,000 | $1,938.07 | $50,390.00 | $9,610.00 |
| $75,000 | $2,368.94 | $61,592.50 | $13,407.50 |
| $100,000 | $3,045.38 | $79,180.00 | $20,820.00 |
| $150,000 | $4,376.58 | $113,791.00 | $36,209.00 |
| Hourly rate | Per week | Per year | Before taxes |
|---|---|---|---|
| $15.00 an hour | $524.02 | $27,249.20 | $31,200 |
| $20.00 an hour | $684.72 | $35,605.60 | $41,600 |
| $25.00 an hour | $845.42 | $43,962.00 | $52,000 |
| $30.00 an hour | $1,006.12 | $52,318.40 | $62,400 |
| $40.00 an hour | $1,295.41 | $67,361.20 | $83,200 |
| $50.00 an hour | $1,576.81 | $81,994.00 | $104,000 |
Texas paycheck questions
Does Texas have a state income tax?
No. Texas does not tax wages, and voters approved a constitutional amendment in 2019 that prohibits a personal income tax without a statewide vote.
Why is my Texas paycheck smaller than my salary divided by pay periods?
Federal income tax, Social Security (6.2%) and Medicare (1.45%) are withheld, along with any pre-tax benefits such as a 401(k) or health insurance.
Sources
- IRS: tax inflation adjustments for tax year 2026
- IRS Publication 15-T (2026), Federal Income Tax Withholding Methods
- Social Security wage base for 2026
- 2026 401(k) contribution limit
Tax figures last reviewed October 7, 2026. How we calculate