How Indiana taxes your paycheck
Indiana's state income tax rate for 2026 is 2.95%. Your employer applies it to your pay after subtracting $1,000 a year for each personal exemption and $1,500 for each additional dependent exemption on your Form WH-4.
Every Indiana county has an income tax, and your employer withholds it on the same taxable pay as the state tax. The rates in effect from October 1, 2026 run from 0.5% in Porter County to 3% in Randolph County. Marion County, which includes Indianapolis, charges 2.02%.
The county is set once a year: you pay the rate of the Indiana county you lived in on January 1. If you lived outside Indiana on January 1 but your main place of work is in an Indiana county, that county's rate applies instead.
A traditional 401(k) and pre-tax health premiums lower your Indiana tax the same way they lower your federal income tax.
Form WH-4 also allows $3,000 for each adopted child. This calculator does not include that exemption.
| Deduction | Rate | Applies to wages up to |
|---|---|---|
| Federal income tax | 10% to 37% | No limit |
| Social Security | 6.2% | $184,500 |
| Medicare | 1.45% (2.35% over $200,000) | No limit |
| Indiana income tax | 2.95% | No limit |
Indiana county income tax rates from October 1, 2026
| County you lived in on January 1 | Local income tax |
|---|---|
| Adams County | 1.6% |
| Allen County | 1.59% |
| Bartholomew County | 1.75% |
| Benton County | 1.79% |
| Blackford County | 2.5% |
| Boone County | 1.71% |
| Brown County | 2.5234% |
| Carroll County | 2.4733% |
| Cass County | 2.95% |
| Clark County | 2% |
| Clay County | 2.35% |
| Clinton County | 2.65% |
| Crawford County | 1.65% |
| Daviess County | 1.5% |
| Dearborn County | 1.4% |
| Decatur County | 2.45% |
| DeKalb County | 2.13% |
| Delaware County | 1.5% |
| Dubois County | 1.2% |
| Elkhart County | 2% |
| Fayette County | 2.82% |
| Floyd County | 1.89% |
| Fountain County | 2.1% |
| Franklin County | 1.7% |
| Fulton County | 2.88% |
| Gibson County | 1.3% |
| Grant County | 2.75% |
| Greene County | 2.35% |
| Hamilton County | 1.1% |
| Hancock County | 1.94% |
| Harrison County | 1% |
| Hendricks County | 1.7% |
| Henry County | 2.02% |
| Howard County | 2.35% |
| Huntington County | 1.95% |
| Jackson County | 2.1% |
| Jasper County | 2.864% |
| Jay County | 2.5% |
| Jefferson County | 1.03% |
| Jennings County | 2.5% |
| Johnson County | 1.4% |
| Knox County | 1.7% |
| Kosciusko County | 1% |
| LaGrange County | 1.65% |
| Lake County | 1.5% |
| LaPorte County | 1.45% |
| Lawrence County | 1.75% |
| Madison County | 2.25% |
| Marion County | 2.02% |
| Marshall County | 1.25% |
| Martin County | 2.5% |
| Miami County | 2.54% |
| Monroe County | 2.14% |
| Montgomery County | 2.65% |
| Morgan County | 2.72% |
| Newton County | 1% |
| Noble County | 1.75% |
| Ohio County | 2% |
| Orange County | 1.75% |
| Owen County | 2.5% |
| Parke County | 2.65% |
| Perry County | 1.4% |
| Pike County | 1.2% |
| Porter County | 0.5% |
| Posey County | 1.45% |
| Pulaski County | 2.85% |
| Putnam County | 2.3% |
| Randolph County | 3% |
| Ripley County | 2.38% |
| Rush County | 2.15% |
| St. Joseph County | 1.75% |
| Scott County | 2.16% |
| Shelby County | 1.7% |
| Spencer County | 0.8% |
| Starke County | 1.71% |
| Steuben County | 1.99% |
| Sullivan County | 1.7% |
| Switzerland County | 1.45% |
| Tippecanoe County | 1.28% |
| Tipton County | 2.6% |
| Union County | 2.75% |
| Vanderburgh County | 1.25% |
| Vermillion County | 1.5% |
| Vigo County | 2% |
| Wabash County | 2.9% |
| Warren County | 2.12% |
| Warrick County | 1% |
| Washington County | 2% |
| Wayne County | 1.25% |
| Wells County | 2.1% |
| White County | 2.32% |
| Whitley County | 1.6829% |
How to use the Indiana paycheck calculator
Enter your salary, or your hourly wage and hours, choose how often you are paid and pick the filing status on your W-4. The calculator estimates your Indiana (IN) take-home pay for each paycheck and for the year, after federal income tax, Social Security, Medicare, Indiana income tax and local taxes.
It follows the published withholding formulas that employers' payroll systems use, so it works as a paycheck estimator for a job offer, a raise or a change to your W-4. Open "401(k), benefits and W-4 details" to add pre-tax deductions, dependents or extra withholding. Your real paycheck can differ if your employer takes out deductions the calculator does not know about.
Indiana take-home pay examples
Single filer, paid every two weeks, standard W-4 with no dependents, no 401(k) or pre-tax benefits, in Indiana with one personal exemption on Form WH-4 and Marion County's 2.02% county tax.
| Salary | Per paycheck | Per year | Taxes per year |
|---|---|---|---|
| $30,000 | $955.53 | $24,843.70 | $5,156.30 |
| $40,000 | $1,245.45 | $32,381.70 | $7,618.30 |
| $50,000 | $1,535.38 | $39,919.70 | $10,080.30 |
| $60,000 | $1,825.29 | $47,457.70 | $12,542.30 |
| $75,000 | $2,227.49 | $57,914.70 | $17,085.30 |
| $100,000 | $2,856.13 | $74,259.70 | $25,740.30 |
| $150,000 | $4,091.76 | $106,385.70 | $43,614.30 |
| Hourly rate | Per week | Per year | Before taxes |
|---|---|---|---|
| $15.00 an hour | $495.16 | $25,748.26 | $31,200 |
| $20.00 an hour | $645.92 | $33,587.78 | $41,600 |
| $25.00 an hour | $796.68 | $41,427.30 | $52,000 |
| $30.00 an hour | $947.44 | $49,266.82 | $62,400 |
| $40.00 an hour | $1,216.85 | $63,275.86 | $83,200 |
| $50.00 an hour | $1,478.37 | $76,874.90 | $104,000 |
Indiana paycheck questions
What is the Indiana state income tax rate in 2026?
2.95%. It is a flat rate that your employer applies to your pay after the exemptions on your Form WH-4.
How much is Indiana county income tax?
It depends on the county. From October 1, 2026 the rates run from 0.5% in Porter County to 3% in Randolph County, and Marion County charges 2.02%. The table on this page lists all 92 counties.
Which county's tax do I pay if I live in one Indiana county and work in another?
The county you lived in on January 1 of the year. The county where you work matters only if you lived outside Indiana on January 1.
How much are the exemptions on Form WH-4 worth?
$1,000 a year for each personal exemption, $1,500 for each additional dependent exemption and $3,000 for each adopted child. Your employer subtracts them from your pay before applying the state and county rates.
Does a 401(k) lower my Indiana taxes?
Yes. Traditional 401(k) contributions and pre-tax health premiums are left out of the pay that Indiana and its counties tax.
Sources
- Indiana Department of Revenue: Departmental Notice #1, effective October 1, 2026
- Indiana Department of Revenue: business tax FAQs on withholding
- State of Indiana: Form WH-4, Employee's Withholding Exemption and County Status Certificate
- IRS: tax inflation adjustments for tax year 2026
- IRS Publication 15-T (2026), Federal Income Tax Withholding Methods
- Social Security wage base for 2026
- 2026 401(k) contribution limit
Tax figures last reviewed October 7, 2026. How we calculate